Pearls are almost always perfect. But these days I think many of us ( myself included) are not into wearing that basic traditional single strand. I adore pearls though and have many both real and fake. They get pulled out to look extra dressy or to dress up any outfit depending on the piece.
A find last year was Majorica, these are what I call Modern Pearls. Majorica pearls are man made , not cultured , but they look very good. Done in gold vermeil or silver there are many styles , few of which are stuffy. Mine is a gunmetal grey large pearl on a multi sterling strand. It's casual but dressy and goes with pretty much everything.
There are rings, bracelets and necklaces and most fall in the under $165.00 range unless you go really big. My necklace shown first image was $ 125.00 I believe.
You can find Majorica at Nordstrom, Saks , Bloomingdales , Macys and more.